Who can I help?

I work with people just like you: professionals, the self-employed, retirees, students and business people.

Many clients seek me out initially to answer a single question such as:

  1. Will I have enough money to retire?
  2.  What will happen to my family when I die?
  3. Where is my money now?
  4. Can my money be working harder for me?
  5. How can I minimize my taxes?
  6. How can I help my mother or father as their Power of Attorney?
  7. What are my responsibilities?
  8. What would happen to my income if I became disabled?
  9. How can I afford post-secondary education for my children?
  10. How can my business do more for me and my family?

Why should you do business with me?

I take the time to get to know you, because your needs, your goals, and the way you want to reach them are unique to you.

I listen. You may need answers to your questions, or just someone to hear your own ideas and plans.

I will provide you with a plan to achieve your financial goals, whatever they may be; retirement planning, estate planning, education funding, tax planning, business succession planning and many more.

Today there is a great deal of emphasis on the tools of the financial plan when the attention should be on the financial plan itself. If you want to have a fine meal in a restaurant, you do not ask about the pots and pans, you ask about the recipe. When you are about to build a home you do not ask to see the hammers and saws, you want to see the drawings. When you pursue the plan for your financial goals, you do not need to know about every type of life insurance policy, every RRIF, LIF and mutual fund -you need clear objectives and a solid plan to reach them.

You will enjoy a quality of life which can only be attained through a professional plan and the peace of mind knowing you can attain your goals.

How am I different?

When you come to Teine Financial, you deal personally and confidentially with James Douglas.

I have no quotas, or obligations to sell the products or services of any financial organization. I can select from a vast array of financial and insurance products, to do what is right for you.

When you need help, I am there for you.

For 30 years, I have been working in this industry to equip myself to help you to reach your goals. I succeed when you succeed.

Resources

Below you will find a list of links to various resources and articles that you might find useful. This list is updated on a regular basis, so check back often.

Should you access one of this links provided you will be leaving Teine Financial site. Teine Financial is not responsible for the information contained on any of these links.

Death and Taxes 2017

Caring for Your Aging Parents 2015

Pension Income Splitting 2015

In-trust Accounts 2016

Registered Education Savings Plans (RESP) 2016

Registered Retirement Saving Plans (RRSP) 2016

Tax Free Savings Account (TFSA) 2016